Loans And Finance

Kotak Mahindra Bank is growing fast into a competitive bank across the products and services. It has managed to carve a niche for itself in the personal loan segment with simple documentation and customized offers. It competes against the heavyweights SBI, ICICI, HDFC on one side and slogs against its other competitors - YES Bank, Axis Bank and IndusInd Bank - on the other side. So, how will you weigh Kotak Mahindra Bank Personal Loan compared to others? Well, you must weigh based on factors such as the loan amount, interest rate, Processing Fee, etc. Factors to Consider While Comparing Kotak Mahindra Bank Personal Loan Interest Rates Loan Amount - The quantum of loan is an important factor that can help you compare Kotak Mahindra Bank Personal Loan rates better. It can offer loans up to ₹ 15 lakh based on your overall eligibility. In comparison, SBI, ICICI, Axis, HDFC, YES Bank and IndusInd Bank offer loans up to ₹ 15 lakh, ₹ 20 lakh, ₹ 15 lakh, ₹ 40 lakh, ₹ 40 lakh and ₹ 15 la...

You can invest a small amount from your monthly income in a fixed deposit. All Bank FD interest rates in India are quite impressive. And as you know that it is an investment for a future plan or safety. The FD schemes come with a maximum maturity period of 120 months and calculated interest is based on it. Read the given article to know about the banks FD schemes and their interest rates.  List of All Bank FD interest rates in India Several banks in India provide fixed deposit schemes to customers and some of the top banks FD schemes are as follows.  Yes Bank: Customers get beneficial interest on their fixed deposit schemes from Yes Bank. it provides 7.50% interest on the deposited amount. And, you can reinvest in the scheme for 6 months after completing the first Yes Bank FD. A special interest of 8% is given to the senior citizens on their FD investments.    ICICI: ICICI Bank gives a wide range of FD schemes for the customers and among all bank FD...

Many banks in India are providing a zero balance account. If you don’t know what a zero balance account is then you must know about it. Using this savings account you can save from your daily income and expenses. There are no maintenance charges and minimum limit required to keep the account active. To know about the best zero balance accounts in India and their features read the article given below. List of banks and their zero balance savings account SBI: The state bank of India offers a zero balance account to customers at 3.5% per annum. You can save up to INR 1 crore and above using the SBI savings account . The user doesn’t even require to maintain a minimum balance on their account to keep it active. You will get a Rupay debit card with your zero balance savings account without any extra fees.  Kotak Mahindra Bank: You can open a zero balance account with the Kotak Mobile app. Just download the Kotak Mahindra mobile banking app. After that upload your Aadhar and P...

Being the largest lender of the country, State Bank of India (SBI) offers a wide range of banking services to customers such as home loan, personal loan, vehicle loan, credit cards, and others. But when we take its credit card services into the account, the performance and popularity of SBI easily beat any other lender. To have a credit card by SBI in your pocket is nothing but a status symbol due to its amazing services and offers. In this article, we will talk about the quite popular Apollo SBI Credit Card offers and exclusive privileges it gives to the customers.  Apollo SBI Credit Card is designed to give you rewards on caring for your health in a good way. You can say this is one of the best health credit cards in the current financial market. This card is a result of a collaboration between SBI, which is India’s largest lender and Appollo Group which is the leading integrated healthcare system of India. Based on this collaboration, we have got a wonderful health card in t...

ICICI Prudential Mutual Fund is well known for its wide range of schemes for investors. And by investing in the mutual fund scheme you can get valuable returns. ICICI Prudential Mutual Fund NAV of the scheme changes daily with market rates. Or the annual return is calculated based on the net asset value of the scheme. Read the given article and know the NAV of the top mutual fund scheme.  What is the ICICI Prudential Mutual Fund NAV of the best schemes? Different types of mutual fund schemes have been provided to customers by ICICI Prudential Mutual Fund. And before investing you must check the fund NAV, because the fund value at the time of investment varies from the scheme end value. So look at the below mentioned ICICI Prudential Mutual Fund NAV of the schemes and their investment benefit.     ICICI Prudential Long Term Equity Fund: NAV of the scheme is INR 396.04 and provides wealth creation and tax benefit. To generate a long term capital appreci...

Home Loan is one of the most opted facilities in our country. The reason being is the lack of homes owned by individuals. It’s 2020 and still, there are a large number of people who are not living in their own homes because of the soaring prices of homes in India. To enable them financially, a number of banks and non-banking financial institutions (NBFCs) provide home loan facilities at an affordable interest rate. But before this, there is one thing that every individual must know - What is the minimum CIBIL score for Home Loan ?  A lot of people don’t know about this and always confused about this fact because of the misinformation spread around them. But we want to tell you that this is one of the most important factors when it comes to the home loan given by any lender in our country. In this article, we would cover everything related to this article ranging from what is the minimum CIBIL score for home loan to why lenders check your CIBIL score before approving your home loa...